1- Payment Day: This is not a strict form requirement in the laws. A date written on the payment day means a written statement that payment will be made on that date. If it has been agreed to pay/collect on a previously specified date, the date must be written. Otherwise, the bond, the maturity form of which is not shown, is paid when it is seen.
2- Turkish Lira: The amount specified in the promissory note, that is, refers to the amount of debt / receivable that is subject to the year. As can be seen from the example image above, #5,000# is written to the right and left of the amount of the policy in the provision of negotiable instruments. With this method, such icons are written on the deed to prevent subsequent intervention, adding and subtracting numbers to the right and left of it.
3- Penny: Refers to the sum of the amount of Debt/receivables. If there are no curses, it’s enough to scratch it.
4- No: If there is more than one promissory note, the promissory note number is written. Thus, both the creditor and the debtor can keep track of which promissory note it is, how many more promissory notes remain.
5- Due date: The same payment day written on the top side is written here. If the general teams are 29.10.2016, they will be written as October 29, 2016 on the top side and on the bottom side. The purpose of this is to prevent confusion from month to day and to make the content of the promissory note more clear.
6- Creditor: The name of a natural or legal person who is a creditor in the deed, his name is written. If it is a legal entity (for example: X ltd. sti, XXX a.sh) the official title of the company is written in the form of Ali Akca, if it is a real person.
7- Amount of Debt /Receivables: The amount subject to the promissory note, whether in TL or in foreign currency, is written in writing, not in numbers, as written above. The purpose here is to prevent the amount from being misperceived, written down and confirm the amount. A change at the top or bottom is one of the elements that helps to understand if tampering has been made.
8- Amount of Debt/Receivables: If there is a copy, it is written in writing.
9- The reason for the debt: Here it is explained what the debt is caused by, what you will receive. More specifically, if someone is given money with a commitment to pay on this day and this deed has been prepared in return, that is, if the money has been prepared in accordance with the debt, the phrase “in cash” is written in this part, and if payment is to be made in exchange for goods and services, the phrase “malen” is written. The purpose here is to give the parties a chance to prove it, especially in cases of debt resolution, rejection or objection.
For example, he bought goods, two months later the deed was drawn up. Receipt of the goods, advance payments advances, invoice, waybill delivery minutes and contract give the parties the strength to prove that the injustice, if any, can be remedied by presenting evidence to the courts in disputes.
10- Court: It is written which court will look at the disputes arising from the promissory note. If the parties are in the same province, that province, if they are in different provinces, if they say that the province they are in agreement with is the subject of turnover or wherever it is, the courts of Turkey will be noted.
11- Debtor person: This is the part containing the information of the debtor who undertakes to pay. If the person is a real person, his/her name, surname, open address and Tc identification number should be written here. If the person is a legal entity, the company’s title should be written as in the trade registry gazette, official invoice and stamp. The direct stamp of the company is also sufficient.
12- Date of issue: The date of issue of the promissory note is written and it is noted when the agreement was signed, which again carries the provision of evidence in possible disputes. A person who says that he has paid my debt can submit the loan to the judge by comparing the collection receipt or bank statement and date with the promissory note.
13- Signature of the debtor: The name, surname and signature of the debtor are included. On the left side, the debtor must write his first and last name, that person must sign it.
In companies that are legal entities, a representative authorized to sign a legal signature should be signed under the company stamp or hand-written company information, no matter what it is, should be sent. This is important. Because if someone who is not authorized to sign a signature, the person who signs it will be liable for the debt.
TCC m.613: ”…Every signature placed on the face of the policy, except for the signatures of the addressee or the applicant, is considered an aval comment…”
14- Guarantor: If there is a guarantor agreement on the debt subject to a valuable document, the name, surname and signature of the guarantor are discarded. If the debtor does not pay the debt and its collection through foreclosure is not possible, the court for the creditor will seek the collection of the debt in the guarantor. The guarantor is the second debtor.
15- Guarantor information: The name, surname, address and Tc identification number of the guarantor of the debt are written. Surety is not required in the deed. A deed can be drawn up without finding a guarantor.
16- Promissory notes abstracts: This is the section that facilitates the work of more creditor parties related to the promissory note. When filing bills of exchange, the debtor can keep track of his receivables with information such as maturity, amount, without looking at the content of the notes. If it is filled in for the borrower, it can be filled in again as a precaution against tampering, but it is not mandatory.
17- Content, basis of the promissory note : If there is a question about which debt the promissory note is prepared for, especially to this part that is left blank, it can be added here that it is written for the contract (Lease, guarantee, installment). It would be good if it was written down.
The following details should be noted in the proof of intent, withdrawal, inability to pay, case after case.
The party who owes the promissory note must issue it in his own handwriting.
Both parties must read the deed before it is signed.
After the promissory note is signed, the debtor must make a photocopy of it.
If there is a contract prepared separately for the deed, one copy of each copy must be present to the parties.
Especially when the deed is paid, the signature part should be torn out from there,
The price has been paid on it, the registration has been charged should be deducted,
If possible, a receipt should be taken with a note prepared for the following consistent note dated,
Even if it is paid, the promissory note should be kept for a while, precautions should be taken against disputes and fake promissory notes that may arise in the future.
An empty bill should definitely not be signed by saying that you fill it out.
